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| Fort Smith | | If you have noticed that your auto | | Sole Proprietorship: A business |
| Richmond | | insurance rates are still increasing | | enterprise owned by one person who |
| Birmingham | | with each renewal, or even have not | | is its manager and employee. |
| Lansing | | gone down even though you have a | | |
| Longview | | great driving record, this lower pricing | | Insurance Policy: The printed form |
| Anderson | | trend makes it more important then | | which serves as the contract between |
| Youngstown | | ever that you shop around for auto | | an insurer and an insured. |
| Huntington Beach | | insurance. | | |
| Florence | | | | Lloyd's Broker: A person who has the |
| Edison | | At InsWeb, you can compare free | | authority to negotiate insurance |
| Malden | | online insurance quotes from many of | | contracts with the underwriters on the |
| Baltimore | | the nations leading insurance | | floor at Lloyd's. |
| San Antonio | | companies. | | |
| Sterling Heights | | | | Domestic Insurer (or Company): An |
| Duluth | | The quickest and easiest way to | | insurer formed under the laws of the |
| Newburgh | | shop for new insurance is by | | state in which the insurance is written. |
| Jonesboro | | comparing rates at InsWebs online | | |
| Baltimore | | marketplace. If you do it the | | Agent's License: A certificate of |
| Newark | | old-fashioned way (by calling or | | authority from the state which permits |
| Baltimore | | visiting multiple agents or insurance | | the agent to conduct business. |
| Stockbridge | | companies) it could take up a huge | | |
| El Paso | | chunk of your time, which no one | | Nonadmitted Insurer: An insurer not |
| Worcester | | wants or needs. By completing | | licensed to do business in the |
| El Cajon | | InsWebs online application, you will | | jurisdiction in question. Same as |
| Cambridge | | have rates to compare to your old | | Unauthorized Insurer and Unlicensed |
| Santa Monica | | ones within minutes! | | Insurer. |