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| Virginia Beach | | Everyone has different needs, and | | Open Rating: A system whereby a |
| Lorain | | not one size fits all when it comes to | | state allows an insurer to use rates |
| Lansing | | term life insurance. While it may make | | without prior approval. |
| Dearborn | | sense for people in their 30s and 40s | | |
| Reading | | to secure a 20-year term length, a | | American Risk and Insurance |
| Lake Charles | | 10-year term might be more | | Association: An association of |
| New York | | appropriate for someone nearing | | insurance educators and others |
| Akron | | retirement. | | interested in insurance study and |
| Albany | | | | research. |
| Irving | | Life insurance, specifically Term Life, | | |
| Nashua | | is arguably one of the best values in | | Short-Term Policy: A policy written for |
| Midland | | the entire financial services arena. | | a period of less time than is normal for |
| Mesa | | Where else can you go and get | | that type of policy. |
| Arlington | | hundreds of thousands of dollars in | | |
| Chula Vista | | protection for literally pennies per | | Leasehold: An agreement which |
| Hot Springs | | day? Rates for Term Life insurance | | gives a person the right to use and |
| Springfield | | remain at all-time lows, and now is the | | occupy property. |
| West Chester | | time to lock in the best prices. | | |
| Burbank | | | | Monoline Policy: Any insurance |
| Harlingen | | Make sure you have a new policy in | | coverage written as a single line |
| Hartford | | place before you cancel your old one | | policy. Contrast with Multiple Line or |
| Bellevue | | to avoid a lapse in coverage. This will | | Package policy. |
| Inglewood | | also prevent having to figure out the | | |
| Corona | | amount of any unused premium that is | | Accidental Bodily Injury: An injury |
| Valdosta | | due to you from your old insurance | | sustained accidentally. Only the result |
| Tulsa | | company, or having to spar with your | | need be accidental. Contrast with |
| Walnut Creek | | agent about exactly when your policy | | Accidental Means. |
| Louisville | | was cancelled and how much they | | |
| Orange Park | | owe you. | | Agency Company: An insurance |
| Chicago | | | | company that produces business |
| Ann Arbor | | People who are trying to quit | | through an agency network. Contrast |
| Pittsburgh | | smoking, for example, might be best | | with Direct Writer. |
| New Port Richey | | suited purchasing a shorter term (and | | |
| Rochester | | then replacing it with a longer term | | Will Ride: Coverage that remains in |
| Bloomington | | policy when they qualify for | | effect regardless of the geographical |
| Philadelphia | | non-tobacco prices). | | location in which a loss occurs. |
