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| Turlock | | If you decide to cancel your policy | | Underwriters Laboratories, Inc. (UL): A |
| Coral Springs | | (after acquiring new coverage) | | testing laboratory for manufactured |
| Woodbridge | | outside of the 30-day period, you may | | items to determine their safety |
| San Francisco | | have to pay a fee or penalty. | | propensities. |
| Charleston | | However, you may still save money | | |
| Cherry Hill | | after paying the fee if your new policy | | Tickler: A reminder system used to |
| Bakersfield | | affords you significant savings. So | | call an individual's attention to actions |
| Mobile | | while it is best to wait until your | | that must be taken at a future point in |
| Garland | | receive your renewal notice, you CAN | | time. |
| Mountain View | | cancel your policy at any time. | | |
| Fort Wayne | | | | Adjustment Bureau: A firm organized |
| Tyler | | Healthy people have the best | | to provide adjustment services to |
| Cleveland | | mortality risks and thus are much | | insurers not wishing to create their |
| Lubbock | | cheaper for companies to insure. This | | own claims division. |
| Edison | | translates into lower rates for the | | |
| Bronx | | Super Preferred customer than | | Independent Contractor: One who |
| Bellevue | | someone with higher risk factors such | | agrees to perform according to a |
| Denver | | as a heart condition, cancer or | | contract and who is not an employee. |
| Madison | | diabetes. Conversely, if you were | | |
| Torrance | | unhealthy when you acquired your | | Fiduciary: A person holding the funds |
| West Palm Beach | | policy, and your health has now | | or property of another in a position of |
| Ventura | | improved, it might be time to shop for | | trust. An example would be the |
| Anderson | | a new policy, as your rates are likely | | executor of an estate. |
| Union | | to be lower. | | |
| Newport News | | | | Partnership Entity: The partnership |
| Walnut Creek | | Shopping around is the best way to | | considered as an entity and not in |
| Marietta | | save money on your insurance. | | terms of its individual part-owners. |