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| Pompano Beach | | At InsWeb, you can compare free | | Insurance Policy: The printed form |
| Pittsburgh | | online insurance quotes from many of | | which serves as the contract between |
| Des Moines | | the nations leading insurance | | an insurer and an insured. |
| Palm Desert | | companies. | | |
| Bellevue | | | | Agent's Balance: A periodic |
| Sioux City | | Make sure you have a new policy in | | statement of the sums due and owed |
| Bay City | | place before you cancel your old one | | to an agent under the agent's contract |
| Springfield | | to avoid a lapse in coverage. This will | | with an insurer. |
| Portland | | also prevent having to figure out the | | |
| Lawrenceville | | amount of any unused premium that is | | Commercial Lines: This term is used |
| Honolulu | | due to you from your old insurance | | to refer to insurance for businesses, |
| Evanston | | company, or having to spar with your | | professionals, and commercial |
| Florence | | agent about exactly when your policy | | establishments. |
| Kingsport | | was cancelled and how much they | | |
| Palm Desert | | owe you. | | Cash Flow Underwriting: The use of |
| Greensboro | | | | rating and premium collection |
| Topeka | | Everyone has different needs, and | | techniques by insurance companies |
| Bradenton | | not one size fits all when it comes to | | to maximize interest earnings on |
| Hot Springs | | term life insurance. While it may make | | premiums. |
| Columbus | | sense for people in their 30s and 40s | | |
| Williamsburg | | to secure a 20-year term length, a | | Policywriting Agent: An agent who has |
| Newark | | 10-year term might be more | | the authority to prepare and effect an |
| Ann Arbor | | appropriate for someone nearing | | insurer's policy. |
| Saginaw | | retirement. | | |
| Atlanta | | | | Public Adjuster: An insurance adjuster |
| Flushing | | If you have noticed that your auto | | who represents an insured on a fee |
| Montgomery | | insurance rates are still increasing | | basis in claims settlement. Contrast |
| Bradenton | | with each renewal, or even have not | | with Independent Adjuster. |
| Orlando | | gone down even though you have a | | |
| Huntsville | | great driving record, this lower pricing | | Index Bureau Experience: A measure |
| Hattiesburg | | trend makes it more important then | | of losses relating to claims reported |
| Wichita Falls | | ever that you shop around for auto | | through a claim office during a |
| Eugene | | insurance. | | 12-month period. |