| | | | |
|
| Tulsa | | While some companies raise their | | Insurance to Value: Insurance written |
| Fort Wayne | | prices based on your actual age, | | in an amount approximating the value |
| Dallas | | most companies increase the price of | | of the property insured. |
| Green Bay | | their policies six months before your | | |
| Toledo | | birthday. Its a term called Age | | Malinger: To feign a disability for the |
| Fall River | | Nearest in the industry, and that | | purpose of continuing to collect |
| Alexandria | | half-year price increase could really | | benefits longer than actually |
| Denver | | add up over a 20-year term policy. As | | necessary. |
| Arlington | | above, the quicker you purchase your | | |
| Santa Monica | | policy the better. | | Captive Agent: One who sells |
| Vineland | | | | insurance for only one company as |
| Fresno | | Everyone has different needs, and | | opposed to an agent who represents |
| Cypress | | not one size fits all when it comes to | | several companies. |
| Boca Raton | | term life insurance. While it may make | | |
| Huntington | | sense for people in their 30s and 40s | | Notice of Cancellation: Written notice |
| Killeen | | to secure a 20-year term length, a | | by an insurer of intent to cancel |
| Aurora | | 10-year term might be more | | insurance, or written notice by an |
| Redlands | | appropriate for someone nearing | | insured requesting cancellation. |
| Oxnard | | retirement. | | |
| Irvine | | | | Net Interest Earned: The average |
| Fullerton | | Shopping around is the best way to | | interest earned by an insurer on its |
| Olympia | | save money on your insurance. | | investments after investment expense |
| Glendale | | | | but before federal income taxes. |
| Oceanside | | If you decide to cancel your policy | | |
| Pensacola | | (after acquiring new coverage) | | Interline Endorsement: Commercial |
| Chesapeake | | outside of the 30-day period, you may | | endorsements that apply, or could |
| Jonesboro | | have to pay a fee or penalty. | | apply, to more than one coverage |
| Boston | | However, you may still save money | | part of a package policy. |
| Madison | | after paying the fee if your new policy | | |
| Williamsport | | affords you significant savings. So | | Public Adjuster: An insurance adjuster |
| New Orleans | | while it is best to wait until your | | who represents an insured on a fee |
| Fresno | | receive your renewal notice, you CAN | | basis in claims settlement. Contrast |
| Wilmington | | cancel your policy at any time. | | with Independent Adjuster. |
