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| Alpharetta | | We offer quotes for auto insurance, | | Policy Period (or Term): The period |
| Reading | | life insurance, homeowners | | during which the policy contract |
| Livonia | | insurance, health insurance, term life | | affords protection, e.g., six months or |
| Allentown | | insurance and more. | | one or three years. |
| Portsmouth | | | | |
| Dothan | | While some companies raise their | | Sole Proprietorship: A business |
| Fullerton | | prices based on your actual age, | | enterprise owned by one person who |
| Wilmington | | most companies increase the price of | | is its manager and employee. |
| Garland | | their policies six months before your | | |
| Downey | | birthday. Its a term called Age | | Stock Option Plan: Surviving |
| Lakewood | | Nearest in the industry, and that | | stockholders have the option to |
| Trenton | | half-year price increase could really | | purchase or not purchase the shares |
| San Bernardino | | add up over a 20-year term policy. As | | of a deceased stockholder. |
| Asheville | | above, the quicker you purchase your | | |
| Phoenix | | policy the better. | | Liquidity: The ability of an insurer to |
| Raleigh | | | | convert its assets into cash to pay |
| Flint | | Life insurance, specifically Term Life, | | claims if necessary. |
| Houma | | is arguably one of the best values in | | |
| Bethlehem | | the entire financial services arena. | | Indemnify: To restore the victim of a |
| Ventura | | Where else can you go and get | | loss to the same position as before |
| Fort Smith | | hundreds of thousands of dollars in | | the loss occurred. |
| Harlingen | | protection for literally pennies per | | |
| Hattiesburg | | day? Rates for Term Life insurance | | Level Commission System: A system |
| Anaheim | | remain at all-time lows, and now is the | | of commissions in which the first year |
| Denton | | time to lock in the best prices. | | and all renewal commissions are the |
| Newport Beach | | | | same percentage of the premium. |
| Alameda | | Individuals who have 30-year | | |
| Virginia Beach | | mortgages might want to consider a | | Premises: The particular location of |
| Nashville | | 30-year term to ensure that the house | | property or a portion thereof as |
| Slidell | | is protected throughout the period of | | designated in a policy. |
| North Hollywood | | the loan. | | |
| Springfield | | | | Equity: The money value of an |
| Waco | | Why not take advantage of current | | insurance company that is over and |
| Longmont | | low prices? Many auto insurance | | above its liabilities. Liabilities include |
| Marietta | | consumers are becoming educated | | almost all of its reserves. |
| Allentown | | on other companies, plans, and rates | | |
| Scranton | | that are available to them; ones that | | |
| Syracuse | | could afford them significant savings | | |
| Denton | | on their auto insurance. | | |