Madison Insurance

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Florence	If you decide to cancel your policy	Gain and Loss Exhibit: The portion of
Spartanburg	(after acquiring new coverage)	the convention blank which
Edison	outside of the 30-day period, you may	represents an analysis of gains,
Inglewood	have to pay a fee or penalty.	losses, and surplus during an
Rochester	However, you may still save money	accounting period.
Spartanburg	after paying the fee if your new policy
Jackson	affords you significant savings. So	Liquidity: The ability of an insurer to
Pueblo	while it is best to wait until your	convert its assets into cash to pay
Vancouver	receive your renewal notice, you CAN	claims if necessary.
Fayetteville	cancel your policy at any time.
Mesquite		Policy Period (or Term): The period
Alameda	Make sure you have a new policy in	during which the policy contract
Mansfield	place before you cancel your old one	affords protection, e.g., six months or
Austin	to avoid a lapse in coverage. This will	one or three years.
Troy	also prevent having to figure out the
Burbank	amount of any unused premium that is	Capital Sum: The maximum lump sum
White Plains	due to you from your old insurance	payable in the event of accidental
Killeen	company, or having to spar with your	death or dismemberment.
Lowell	agent about exactly when your policy
Bloomington	was cancelled and how much they	Standard Industry Code (SIC): This is
Anchorage	owe you.	a coding system which assigns
Dearborn		separate codes for different types of
Edison	The best time to switch policies is	industries.
Las Cruces	within one month of receiving your
Quincy	policy renewal from your current	First Party Insurance: Insurance which
Anaheim	insurer. You can typically cancel your	applies to coverage for the insured's
Anderson	policy without any fees or penalties if	own property or person. Contrast with
Bellevue	you act within this time period.	Third Party Insurance.