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| Santa Monica | | Individuals who have 30-year | | Criticism: A correction suggested by a |
| Myrtle Beach | | mortgages might want to consider a | | rating or auditing bureau to an insurer. |
| Amarillo | | 30-year term to ensure that the house | | |
| Huntington Beach | | is protected throughout the period of | | Short-Term Policy: A policy written for |
| Bay City | | the loan. | | a period of less time than is normal for |
| Longview | | | | that type of policy. |
| Carlsbad | | Shopping around is the best way to | | |
| Cape Coral | | save money on your insurance. | | Brick Veneer Construction: Refers to |
| Venice | | | | a building where the outside walls are |
| Escondido | | Healthy people have the best | | constructed of wood with a facing of a |
| Joliet | | mortality risks and thus are much | | single layer of brick. |
| Austin | | cheaper for companies to insure. This | | |
| Orlando | | translates into lower rates for the | | Valued: Relating to an agreement by |
| Berkeley | | Super Preferred customer than | | an insurer to pay a specified amount |
| Evansville | | someone with higher risk factors such | | of money to or on behalf of the |
| San Diego | | as a heart condition, cancer or | | insured upon occurrence of a defined |
| Portsmouth | | diabetes. Conversely, if you were | | loss. |
| Chesapeake | | unhealthy when you acquired your | | |
| Turlock | | policy, and your health has now | | Federal Deposit Insurance |
| Glendale | | improved, it might be time to shop for | | Corporation (FDIC): An agency of the |
| Anderson | | a new policy, as your rates are likely | | federal government which insures |
| Wilmington | | to be lower. | | bank deposits up to a stated |
| Des Moines | | | | maximum. |
| Littleton | | At InsWeb, you can compare free | | |
| Conroe | | online insurance quotes from many of | | Provisions: Statements contained in |
| Belleville | | the nations leading insurance | | an insurance policy which explain the |
| Albany | | companies. | | benefits, conditions and other |
| Flint | | | | features of the insurance contract. |
| Gulfport | | If you have noticed that your auto | | |
| Dothan | | insurance rates are still increasing | | Incurred Expense: Expenses not yet |
| Columbia | | with each renewal, or even have not | | paid. Can also include paid |
| Grand Prairie | | gone down even though you have a | | expenses in some accounting |
| Oakland | | great driving record, this lower pricing | | systems. |
| Kalamazoo | | trend makes it more important then | | |
| Longmont | | ever that you shop around for auto | | |
| Memphis | | insurance. | | |
