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| Baton Rouge | | Healthy people have the best | | Sherman Antitrust Act: An antitrust law |
| Columbus | | mortality risks and thus are much | | from which insurance is exempted to |
| Omaha | | cheaper for companies to insure. This | | the extent that it is regulated by state |
| Coral Springs | | translates into lower rates for the | | law. |
| Detroit | | Super Preferred customer than | | |
| New Orleans | | someone with higher risk factors such | | Liabilities: Money owed or expected |
| Garland | | as a heart condition, cancer or | | to be owed. Insurance company |
| Waterloo | | diabetes. Conversely, if you were | | financial statements, for instance, |
| Jackson | | unhealthy when you acquired your | | show assets and liabilities. |
| Manchester | | policy, and your health has now | | |
| Macon | | improved, it might be time to shop for | | Earned Income: The money |
| Lafayette | | a new policy, as your rates are likely | | individuals earn as a result of working |
| Longwood | | to be lower. | | at some job or occupation for which |
| Chesapeake | | | | they are paid a salary. |
| Trenton | | Why not take advantage of current | | |
| Overland Park | | low prices? Many auto insurance | | Loss Frequency: The number of times |
| Yonkers | | consumers are becoming educated | | a loss occurs over a specific period |
| Bloomington | | on other companies, plans, and rates | | of time. |
| Huntsville | | that are available to them; ones that | | |
| Marietta | | could afford them significant savings | | Director of Insurance: A title used in |
| Chesapeake | | on their auto insurance. | | some states for the head of the |
| Kansas City | | | | department of insurance. |
| Columbus | | Individuals who have 30-year | | |
| Williamsport | | mortgages might want to consider a | | Fictitious Groups: Groups formed |
| Minneapolis | | 30-year term to ensure that the house | | primarily for the purpose of buying |
| Akron | | is protected throughout the period of | | insurance. Under the law such groups |
| Fort Lauderdale | | the loan. | | may not be underwritten. |