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| Winter Haven | | Individuals who have 30-year | | Book Value: Refers to the value of |
| Hattiesburg | | mortgages might want to consider a | | assets as shown in the official |
| Mesa | | 30-year term to ensure that the house | | accounting records of the company. |
| Morristown | | is protected throughout the period of | | |
| Bloomington | | the loan. | | Policywriting Agent: An agent who has |
| Pittsburgh | | | | the authority to prepare and effect an |
| Yuma | | Healthy people have the best | | insurer's policy. |
| Honolulu | | mortality risks and thus are much | | |
| Kingsport | | cheaper for companies to insure. This | | Endorsement: A written or printed form |
| Springfield | | translates into lower rates for the | | attached to the policy which alters |
| Lowell | | Super Preferred customer than | | provisions of the contract. |
| Sioux Falls | | someone with higher risk factors such | | |
| Madison | | as a heart condition, cancer or | | Director of Insurance: A title used in |
| Eugene | | diabetes. Conversely, if you were | | some states for the head of the |
| Jacksonville | | unhealthy when you acquired your | | department of insurance. |
| Carlsbad | | policy, and your health has now | | |
| Santa Clara | | improved, it might be time to shop for | | Other Insurance: The existence of |
| Daytona Beach | | a new policy, as your rates are likely | | other contracts covering the same |
| Torrance | | to be lower. | | interest and perils. |
