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| Waterloo | | People who are trying to quit | | Claim Report: A report filed by an |
| Washington | | smoking, for example, might be best | | agent setting forth the facts of a claim. |
| Rome | | suited purchasing a shorter term (and | | Same as Loss Report. |
| Elkhart | | then replacing it with a longer term | | |
| Phoenix | | policy when they qualify for | | Legislative Risk: A risk faced by |
| Santa Ana | | non-tobacco prices). | | investors whereby changes in tax |
| Walnut Creek | | | | laws can result in adverse effects on |
| Bayside | | At InsWeb, you can compare free | | the individual's investment results. |
| Irving | | online insurance quotes from many of | | |
| Newport Beach | | the nations leading insurance | | Sherman Antitrust Act: An antitrust law |
| Cookeville | | companies. | | from which insurance is exempted to |
| Roanoke | | | | the extent that it is regulated by state |
| Jacksonville | | We offer quotes for auto insurance, | | law. |
| Pittsburgh | | life insurance, homeowners | | |
| West Palm Beach | | insurance, health insurance, term life | | Agency Contract (or Agreement): The |
| Evansville | | insurance and more. | | document which establishes the legal |
| Venice | | | | relationship between an agent and an |
| Monroe | | If you have noticed that your auto | | insurer. |
| Fort Lauderdale | | insurance rates are still increasing | | |
| Thousand Oaks | | with each renewal, or even have not | | Policy Period (or Term): The period |
| Saginaw | | gone down even though you have a | | during which the policy contract |
| Thousand Oaks | | great driving record, this lower pricing | | affords protection, e.g., six months or |
| Chattanooga | | trend makes it more important then | | one or three years. |
| West Palm Beach | | ever that you shop around for auto | | |
| Toledo | | insurance. | | License: A certification of authority for |
| Quincy | | | | an agent or insurer to operate, given |
| Scottsdale | | Healthy people have the best | | by the appropriate jurisdiction. |
| Turlock | | mortality risks and thus are much | | |
| Lima | | cheaper for companies to insure. This | | FICA. Federal Insurance Contributions |
| Springfield | | translates into lower rates for the | | Act: A law imposing a payroll tax to |
| Arlington | | Super Preferred customer than | | assist in funding Social Security |
| Providence | | someone with higher risk factors such | | benefits. |
| Lake Worth | | as a heart condition, cancer or | | |
| Roanoke | | diabetes. Conversely, if you were | | Incurred Expense: Expenses not yet |
| Boulder | | unhealthy when you acquired your | | paid. Can also include paid |
| Greenville | | policy, and your health has now | | expenses in some accounting |
| Gainesville | | improved, it might be time to shop for | | systems. |
| Independence | | a new policy, as your rates are likely | | |
| Newark | | to be lower. | | |
