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| Winter Park | | Life insurance, specifically Term Life, | | Interstate Carrier: A transportation |
| Mesquite | | is arguably one of the best values in | | company which does business |
| Los Angeles | | the entire financial services arena. | | across state lines. |
| Denver | | Where else can you go and get | | |
| Columbia | | hundreds of thousands of dollars in | | Agency Contract (or Agreement): The |
| Louisville | | protection for literally pennies per | | document which establishes the legal |
| Oakland | | day? Rates for Term Life insurance | | relationship between an agent and an |
| Aurora | | remain at all-time lows, and now is the | | insurer. |
| San Bernardino | | time to lock in the best prices. | | |
| Dearborn | | | | Renewal: The reestablishment of the |
| Manchester | | While some companies raise their | | in-force status of a policy, the term of |
| Newburgh | | prices based on your actual age, | | which has expired or will expire |
| Walnut Creek | | most companies increase the price of | | unless it is renewed. |
| Torrance | | their policies six months before your | | |
| Arlington | | birthday. Its a term called Age | | Loss Frequency: The number of times |
| Fall River | | Nearest in the industry, and that | | a loss occurs over a specific period |
| Lincoln | | half-year price increase could really | | of time. |
| Longview | | add up over a 20-year term policy. As | | |
| Zanesville | | above, the quicker you purchase your | | Premium Notice: A form notice from |
| Tuscaloosa | | policy the better. | | an insurer or agency to a policy |
| Quincy | | | | owner that a premium will be due on a |
| Montgomery | | People who are trying to quit | | given date. |
| Newark | | smoking, for example, might be best | | |
| Long Beach | | suited purchasing a shorter term (and | | Approved: The condition which exists |
| Virginia Beach | | then replacing it with a longer term | | when the person or object to be |
| Boston | | policy when they qualify for | | insured meets the underwriting |
| Edmond | | non-tobacco prices). | | standards of the insurer. |
