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| Hickory | | Individuals who have 30-year | | Borderline Risk: An insurance |
| West Palm Beach | | mortgages might want to consider a | | prospect of doubtful quality from an |
| Vero Beach | | 30-year term to ensure that the house | | underwriting point of view. |
| Cleveland | | is protected throughout the period of | | |
| Lafayette | | the loan. | | Divided Cover: The placing of |
| San Jose | | | | insurance on a given subject or |
| Bay City | | At InsWeb, you can compare free | | object with more than one insurer. |
| Atlanta | | online insurance quotes from many of | | |
| Costa Mesa | | the nations leading insurance | | FICA. Federal Insurance Contributions |
| Palm Harbor | | companies. | | Act: A law imposing a payroll tax to |
| Troy | | | | assist in funding Social Security |
| Trenton | | Shopping around is the best way to | | benefits. |
| Spokane | | save money on your insurance. | | |
| Glendale | | | | Nonassignable: A policy that the |
| Kingsport | | If you have noticed that your auto | | owner cannot assign to a third party. |
| Shreveport | | insurance rates are still increasing | | Most policies are nonassignable |
| Reno | | with each renewal, or even have not | | unless approval is given by the |
| Seattle | | gone down even though you have a | | insurer. |
| Salt Lake City | | great driving record, this lower pricing | | |
| Malden | | trend makes it more important then | | Gross Premium: The net premium |
| Miami | | ever that you shop around for auto | | plus operating expenses, |
| Alameda | | insurance. | | commissions and other expenses. |