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| Orlando | | Make sure you have a new policy in | | Cash Flow Underwriting: The use of |
| Poughkeepsie | | place before you cancel your old one | | rating and premium collection |
| Williamsburg | | to avoid a lapse in coverage. This will | | techniques by insurance companies |
| Flushing | | also prevent having to figure out the | | to maximize interest earnings on |
| Richmond | | amount of any unused premium that is | | premiums. |
| Cookeville | | due to you from your old insurance | | |
| Sioux City | | company, or having to spar with your | | Fictitious Groups: Groups formed |
| Edison | | agent about exactly when your policy | | primarily for the purpose of buying |
| Inglewood | | was cancelled and how much they | | insurance. Under the law such groups |
| Portsmouth | | owe you. | | may not be underwritten. |