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| Quincy | | If you have noticed that your auto | | Nonadmitted Insurer: An insurer not |
| Lima | | insurance rates are still increasing | | licensed to do business in the |
| Oceanside | | with each renewal, or even have not | | jurisdiction in question. Same as |
| Torrance | | gone down even though you have a | | Unauthorized Insurer and Unlicensed |
| Lawton | | great driving record, this lower pricing | | Insurer. |
| Flushing | | trend makes it more important then | | |
| Silver Spring | | ever that you shop around for auto | | Deficit Carried Forward: The transfer |
| Long Island City | | insurance. | | of a debit balance from one |
| Winter Haven | | | | accounting period to another. |
| Philadelphia | | Everyone has different needs, and | | |
| Wichita | | not one size fits all when it comes to | | Policywriting Agent: An agent who has |
| Vineland | | term life insurance. While it may make | | the authority to prepare and effect an |
| Johnstown | | sense for people in their 30s and 40s | | insurer's policy. |
| Fort Worth | | to secure a 20-year term length, a | | |
| Joliet | | 10-year term might be more | | Book Value: Refers to the value of |
| Edmond | | appropriate for someone nearing | | assets as shown in the official |
| Fall River | | retirement. | | accounting records of the company. |