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| Youngstown | | Make sure you have a new policy in | | Underwriters Laboratories, Inc. (UL): A |
| St. Louis | | place before you cancel your old one | | testing laboratory for manufactured |
| Brooklyn | | to avoid a lapse in coverage. This will | | items to determine their safety |
| Jackson | | also prevent having to figure out the | | propensities. |
| Akron | | amount of any unused premium that is | | |
| Fort Collins | | due to you from your old insurance | | Initial Premium: An amount paid at the |
| Lawton | | company, or having to spar with your | | inception of an insurance contract, |
| Palm Harbor | | agent about exactly when your policy | | usually subject to adjustment at the |
| Hickory | | was cancelled and how much they | | end of the policy period. |
| Cleveland | | owe you. | | |
| Asheville | | | | Liquidity: The ability of an insurer to |
| Harlingen | | Why not take advantage of current | | convert its assets into cash to pay |
| Lubbock | | low prices? Many auto insurance | | claims if necessary. |
| Union | | consumers are becoming educated | | |
| Orange Park | | on other companies, plans, and rates | | Tariff Rate: A rate established by a |
| Gulfport | | that are available to them; ones that | | rating organization, which comes from |
| Oxnard | | could afford them significant savings | | the tables, schedules and rules found |
| Birmingham | | on their auto insurance. | | in the tariff of rates. |