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| Gulfport | | Why not take advantage of current | | Partnership: A business enterprise |
| Springfield | | low prices? Many auto insurance | | owned and operated by two or more |
| Fort Myers | | consumers are becoming educated | | persons for the purpose of generating |
| Staten Island | | on other companies, plans, and rates | | business income and profits. |
| Johnson City | | that are available to them; ones that | | |
| Glendale | | could afford them significant savings | | Examiner: An employee assigned by |
| Boynton Beach | | on their auto insurance. | | the state insurance department to |
| Oklahoma City | | | | audit insurers' records. |
| Cambridge | | The best time to switch policies is | | |
| Carlsbad | | within one month of receiving your | | Absolute Assignment: Assignment by |
| Naperville | | policy renewal from your current | | a policy owner of all control of and |
| Bloomington | | insurer. You can typically cancel your | | rights in the policy to a third party. |
| Alpharetta | | policy without any fees or penalties if | | |
| Houma | | you act within this time period. | | First Party Insurance: Insurance which |
| Winter Park | | | | applies to coverage for the insured's |
| Mountain View | | Healthy people have the best | | own property or person. Contrast with |
| El Paso | | mortality risks and thus are much | | Third Party Insurance. |
| Chesapeake | | cheaper for companies to insure. This | | |
| Greensboro | | translates into lower rates for the | | Exclusions: Specific situations, |
| Huntington | | Super Preferred customer than | | conditions, or circumstances that are |
| Manchester | | someone with higher risk factors such | | listed in the contract as being not |
| Huntington | | as a heart condition, cancer or | | covered. |
| Baltimore | | diabetes. Conversely, if you were | | |
| Richmond | | unhealthy when you acquired your | | Insurance Policy: The printed form |
| Columbia | | policy, and your health has now | | which serves as the contract between |
| Fredericksburg | | improved, it might be time to shop for | | an insurer and an insured. |
| Erie | | a new policy, as your rates are likely | | |
| Slidell | | to be lower. | | Collusion: An agreement, usually |
| Glendale | | | | secret, between two or more persons |
| Duluth | | We offer quotes for auto insurance, | | to defraud or deprive another or |
| Rochester | | life insurance, homeowners | | others of their property or rights. |
| Winter Park | | insurance, health insurance, term life | | |
| Hampton | | insurance and more. | | Brick Veneer Construction: Refers to |
| Acworth | | | | a building where the outside walls are |
| Flushing | | | | constructed of wood with a facing of a |
| Mansfield | | | | single layer of brick. |
