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| Gulfport | | People who are trying to quit | | New For Old: Replacing old |
| Cypress | | smoking, for example, might be best | | damaged parts or equipment with |
| Durham | | suited purchasing a shorter term (and | | new ones rather than repairing them. |
| Lake Charles | | then replacing it with a longer term | | |
| St. Paul | | policy when they qualify for | | Broker of Record: A broker who has |
| Knoxville | | non-tobacco prices). | | been designated to handle certain |
| Amarillo | | | | insurance contracts for the |
| Grand Rapids | | If you decide to cancel your policy | | policyholder. |
| Hollywood | | (after acquiring new coverage) | | |
| Midland | | outside of the 30-day period, you may | | Insurance Policy: The printed form |
| Tuscaloosa | | have to pay a fee or penalty. | | which serves as the contract between |
| Cedar Rapids | | However, you may still save money | | an insurer and an insured. |
| Stockton | | after paying the fee if your new policy | | |
| Huntsville | | affords you significant savings. So | | FICA. Federal Insurance Contributions |
| Whittier | | while it is best to wait until your | | Act: A law imposing a payroll tax to |
| Anderson | | receive your renewal notice, you CAN | | assist in funding Social Security |
| Inglewood | | cancel your policy at any time. | | benefits. |
