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| Youngstown | | The quickest and easiest way to | | Underwriters Laboratories, Inc. (UL): A |
| Thousand Oaks | | shop for new insurance is by | | testing laboratory for manufactured |
| Arlington | | comparing rates at InsWebs online | | items to determine their safety |
| Greensboro | | marketplace. If you do it the | | propensities. |
| Denver | | old-fashioned way (by calling or | | |
| Detroit | | visiting multiple agents or insurance | | Insurance Examiner: The |
| Houston | | companies) it could take up a huge | | representative of a state insurance |
| Costa Mesa | | chunk of your time, which no one | | department assigned to participate in |
| Bloomington | | wants or needs. By completing | | the official audit and examination of |
| Littleton | | InsWebs online application, you will | | an insurer. |
| South Bend | | have rates to compare to your old | | |
| Clearwater | | ones within minutes! | | Legislative Risk: A risk faced by |
| Savannah | | | | investors whereby changes in tax |
| Macon | | Individuals who have 30-year | | laws can result in adverse effects on |
| Bay City | | mortgages might want to consider a | | the individual's investment results. |
| Duluth | | 30-year term to ensure that the house | | |
| Newburgh | | is protected throughout the period of | | Line of Business: The classification of |
| Irvine | | the loan. | | business as utilized in the insurance |
| Fresno | | | | industry, e.g., Fire, Allied Lines and |
| Peoria | | We offer quotes for auto insurance, | | Homeowners. |
| Jacksonville | | life insurance, homeowners | | |
| Burbank | | insurance, health insurance, term life | | Valuation Clause: A clause stating the |
| Fredericksburg | | insurance and more. | | value of items for insurance |
| Denton | | | | purposes, making it a valued policy. |
| Wilmington | | Make sure you have a new policy in | | |
| Santa Monica | | place before you cancel your old one | | Valued: Relating to an agreement by |
| Boynton Beach | | to avoid a lapse in coverage. This will | | an insurer to pay a specified amount |
| Dayton | | also prevent having to figure out the | | of money to or on behalf of the |
| Baltimore | | amount of any unused premium that is | | insured upon occurrence of a defined |
| Long Beach | | due to you from your old insurance | | loss. |
| Frederick | | company, or having to spar with your | | |
| Fayetteville | | agent about exactly when your policy | | Nonassignable: A policy that the |
| Mountain View | | was cancelled and how much they | | owner cannot assign to a third party. |
| Orlando | | owe you. | | Most policies are nonassignable |
| Malden | | | | unless approval is given by the |
| Melbourne | | | | insurer. |
