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| Topeka | | Healthy people have the best | | Dual Life Stock Company: A stock |
| Odessa | | mortality risks and thus are much | | Life insurer issuing both participating |
| Yonkers | | cheaper for companies to insure. This | | and nonparticipating policy contracts. |
| Acworth | | translates into lower rates for the | | |
| San Bernardino | | Super Preferred customer than | | Initial Premium: An amount paid at the |
| Eugene | | someone with higher risk factors such | | inception of an insurance contract, |
| Southfield | | as a heart condition, cancer or | | usually subject to adjustment at the |
| Springfield | | diabetes. Conversely, if you were | | end of the policy period. |
| Inglewood | | unhealthy when you acquired your | | |
| Lexington | | policy, and your health has now | | Admitted (or Allowed) Assets: Assets |
| Lake Charles | | improved, it might be time to shop for | | whose values are permitted by state |
| St. Joseph | | a new policy, as your rates are likely | | law to be included in the annual |
| Alameda | | to be lower. | | statement of the insurer. |
