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| Naples | | Make sure you have a new policy in | | Premium Notice: A form notice from |
| Muncie | | place before you cancel your old one | | an insurer or agency to a policy |
| Spartanburg | | to avoid a lapse in coverage. This will | | owner that a premium will be due on a |
| Yuma | | also prevent having to figure out the | | given date. |
| San Francisco | | amount of any unused premium that is | | |
| Jasper | | due to you from your old insurance | | Sole Proprietorship: A business |
| Lafayette | | company, or having to spar with your | | enterprise owned by one person who |
| Lubbock | | agent about exactly when your policy | | is its manager and employee. |
| Grand Rapids | | was cancelled and how much they | | |
| Lancaster | | owe you. | | Valued: Relating to an agreement by |
| Naples | | | | an insurer to pay a specified amount |
| Columbia | | While some companies raise their | | of money to or on behalf of the |
| Metairie | | prices based on your actual age, | | insured upon occurrence of a defined |
| Pasadena | | most companies increase the price of | | loss. |
| Portsmouth | | their policies six months before your | | |
| Fall River | | birthday. Its a term called Age | | Countersignature: The signature of a |
| Fort Smith | | Nearest in the industry, and that | | licensed agent or representative on a |
| Worcester | | half-year price increase could really | | policy. |
| Fort Worth | | add up over a 20-year term policy. As | | |
| Greensboro | | above, the quicker you purchase your | | Replacement: A new policy written to |
| Norwalk | | policy the better. | | take the place of one currently in force. |