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| Jackson | | People who are trying to quit | | Premium Notice: A form notice from |
| Stockton | | smoking, for example, might be best | | an insurer or agency to a policy |
| Topeka | | suited purchasing a shorter term (and | | owner that a premium will be due on a |
| Cincinnati | | then replacing it with a longer term | | given date. |
| Mansfield | | policy when they qualify for | | |
| Fayetteville | | non-tobacco prices). | | Business: In Property, Liability, and |
| Huntsville | | | | Health lines, it usually refers to the |
| Grand Rapids | | While some companies raise their | | volume of premiums. |
| Evansville | | prices based on your actual age, | | |
| Oxnard | | most companies increase the price of | | Short Rate Premium: The premium |
| Spring Hill | | their policies six months before your | | required for issuing a policy for a |
| Bloomington | | birthday. Its a term called Age | | period less than its normal term. |
| Thousand Oaks | | Nearest in the industry, and that | | |
| Boulder | | half-year price increase could really | | Brick Veneer Construction: Refers to |
| Odessa | | add up over a 20-year term policy. As | | a building where the outside walls are |
| Jacksonville | | above, the quicker you purchase your | | constructed of wood with a facing of a |
| Rochester | | policy the better. | | single layer of brick. |
