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| Gainesville | | Make sure you have a new policy in | | Coding: A method of putting |
| Allentown | | place before you cancel your old one | | information into a numerical form for |
| Chandler | | to avoid a lapse in coverage. This will | | statistical use. Most information on |
| Monroe | | also prevent having to figure out the | | policies is coded and then put into |
| Owensboro | | amount of any unused premium that is | | reports. |
| Ogden | | due to you from your old insurance | | |
| Palm Desert | | company, or having to spar with your | | Incurred Expense: Expenses not yet |
| Oxnard | | agent about exactly when your policy | | paid. Can also include paid |
| El Cajon | | was cancelled and how much they | | expenses in some accounting |
| Glendale | | owe you. | | systems. |
