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| Panama City | | Why not take advantage of current | | Overlapping Insurance: Coverage |
| Midland | | low prices? Many auto insurance | | from two or more policies or insurers |
| Birmingham | | consumers are becoming educated | | which duplicates coverage of certain |
| Florissant | | on other companies, plans, and rates | | risks. |
| Roanoke | | that are available to them; ones that | | |
| Shreveport | | could afford them significant savings | | Burning Ratio: The ratio of losses |
| Amarillo | | on their auto insurance. | | suffered to the amount of insurance in |
| Cranston | | | | effect. |
| Brooklyn | | Everyone has different needs, and | | |
| Fremont | | not one size fits all when it comes to | | Claim Report: A report filed by an |
| Union | | term life insurance. While it may make | | agent setting forth the facts of a claim. |
| Elkhart | | sense for people in their 30s and 40s | | Same as Loss Report. |
| Amarillo | | to secure a 20-year term length, a | | |
| Southfield | | 10-year term might be more | | Line of Business: The classification of |
| Evansville | | appropriate for someone nearing | | business as utilized in the insurance |
| Frederick | | retirement. | | industry, e.g., Fire, Allied Lines and |
| Beaumont | | | | Homeowners. |
| Hartford | | We offer quotes for auto insurance, | | |
| Trenton | | life insurance, homeowners | | Notice of Cancellation: Written notice |
| Mobile | | insurance, health insurance, term life | | by an insurer of intent to cancel |
| Houston | | insurance and more. | | insurance, or written notice by an |
| Morristown | | | | insured requesting cancellation. |
| Richmond | | At InsWeb, you can compare free | | |
| Montgomery | | online insurance quotes from many of | | Fiduciary: A person holding the funds |
| Belleville | | the nations leading insurance | | or property of another in a position of |
| Warwick | | companies. | | trust. An example would be the |
| Sarasota | | | | executor of an estate. |
| Metairie | | The best time to switch policies is | | |
| Fayetteville | | within one month of receiving your | | Level Commission System: A system |
| Baton Rouge | | policy renewal from your current | | of commissions in which the first year |
| Delray Beach | | insurer. You can typically cancel your | | and all renewal commissions are the |
| Marietta | | policy without any fees or penalties if | | same percentage of the premium. |
| Plano | | you act within this time period. | | |
| Racine | | | | Stock Option Plan: Surviving |
| Portsmouth | | | | stockholders have the option to |
| Columbus | | | | purchase or not purchase the shares |
| Los Angeles | | | | of a deceased stockholder. |
