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| Indianapolis | | The best time to switch policies is | | Multi-Peril Policies: Policies which |
| Saginaw | | within one month of receiving your | | cover a number of perils, such as fire, |
| Erie | | policy renewal from your current | | burglary, and liability, in a single |
| Long Beach | | insurer. You can typically cancel your | | contract. |
| Fort Collins | | policy without any fees or penalties if | | |
| Buffalo | | you act within this time period. | | Initial Premium: An amount paid at the |
| Buffalo | | | | inception of an insurance contract, |
| Orange | | Shopping around is the best way to | | usually subject to adjustment at the |
| Fort Smith | | save money on your insurance. | | end of the policy period. |