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| Canton | | Individuals who have 30-year | | Convention Values: Values assigned |
| Union | | mortgages might want to consider a | | to insurers' assets in the convention |
| Kansas City | | 30-year term to ensure that the house | | blank. |
| Muncie | | is protected throughout the period of | | |
| Eugene | | the loan. | | Brokerage Business: Business |
| Pompano Beach | | | | offered to an insurer by a broker. This |
| Newark | | Everyone has different needs, and | | is sometimes called excess or |
| Fullerton | | not one size fits all when it comes to | | surplus business. |
| Arlington | | term life insurance. While it may make | | |
| Indianapolis | | sense for people in their 30s and 40s | | Deflation: An economic period |
| Lafayette | | to secure a 20-year term length, a | | characterized by falling prices, high |
| Columbia | | 10-year term might be more | | unemployment and a generally |
| Glendale | | appropriate for someone nearing | | sluggish or slow economy. |
| Boca Raton | | retirement. | | |
| Albany | | | | Gross Line: The total limit accepted |
| Durham | | If you have noticed that your auto | | by an insurer on an individual risk, |
| Poughkeepsie | | insurance rates are still increasing | | including the amount to be reinsured. |
| Cypress | | with each renewal, or even have not | | |
| Sarasota | | gone down even though you have a | | Notice To Company: Written notice to |
| Savannah | | great driving record, this lower pricing | | an insurer of the occurrence of an |
| Chattanooga | | trend makes it more important then | | event which a claim is to be based. |
| Alameda | | ever that you shop around for auto | | |
| Bellevue | | insurance. | | Liabilities: Money owed or expected |
| Springfield | | | | to be owed. Insurance company |
| Minneapolis | | We offer quotes for auto insurance, | | financial statements, for instance, |
| Lafayette | | life insurance, homeowners | | show assets and liabilities. |
| Abilene | | insurance, health insurance, term life | | |
| Elkhart | | insurance and more. | | Tabular Plan: A retrospective rating |
| Fall River | | | | plan, which uses tables to furnish the |
| Quincy | | Healthy people have the best | | various values for the rating formula. |
| Rochester | | mortality risks and thus are much | | |
| Nashua | | cheaper for companies to insure. This | | Adjustment Bureau: A firm organized |
| San Bernardino | | translates into lower rates for the | | to provide adjustment services to |
| Cincinnati | | Super Preferred customer than | | insurers not wishing to create their |
| Santa Rosa | | someone with higher risk factors such | | own claims division. |
| Nashville | | as a heart condition, cancer or | | |
| Palm Harbor | | diabetes. Conversely, if you were | | |
| Palo Alto | | unhealthy when you acquired your | | |
| Fort Smith | | policy, and your health has now | | |
| Charleston | | improved, it might be time to shop for | | |
| Trenton | | a new policy, as your rates are likely | | |
| Clarksville | | to be lower. | | |
