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| Muskegon | | The best time to switch policies is | | Overlapping Insurance: Coverage |
| Valdosta | | within one month of receiving your | | from two or more policies or insurers |
| Lake Charles | | policy renewal from your current | | which duplicates coverage of certain |
| Lima | | insurer. You can typically cancel your | | risks. |
| Sterling Heights | | policy without any fees or penalties if | | |
| Miami | | you act within this time period. | | Indemnity: Restoration to the victim of |
| Racine | | | | a loss by payment, repair, or |
| Indianapolis | | Why not take advantage of current | | replacement. |
| Anaheim | | low prices? Many auto insurance | | |
| Orange Park | | consumers are becoming educated | | Earned Income: The money |
| Springfield | | on other companies, plans, and rates | | individuals earn as a result of working |
| Metairie | | that are available to them; ones that | | at some job or occupation for which |
| Fredericksburg | | could afford them significant savings | | they are paid a salary. |
| Anchorage | | on their auto insurance. | | |
| Minneapolis | | | | Renewal: The reestablishment of the |
| Stockton | | While some companies raise their | | in-force status of a policy, the term of |
| Turlock | | prices based on your actual age, | | which has expired or will expire |
| Scottsdale | | most companies increase the price of | | unless it is renewed. |
| Schaumburg | | their policies six months before your | | |
| Jersey City | | birthday. Its a term called Age | | Approved Roof: A term used in |
| Denton | | Nearest in the industry, and that | | building construction. It indicates a |
| Texarkana | | half-year price increase could really | | roof made of fire-resistive materials, |
| Houma | | add up over a 20-year term policy. As | | such as tile or asphalt shingles. |
| Downey | | above, the quicker you purchase your | | |
| Elkhart | | policy the better. | | Premium Notice: A form notice from |
| Columbus | | | | an insurer or agency to a policy |
| Gaithersburg | | At InsWeb, you can compare free | | owner that a premium will be due on a |
| Birmingham | | online insurance quotes from many of | | given date. |
| Macon | | the nations leading insurance | | |
| Green Bay | | companies. | | Deductible: The portion of an insured |
| Myrtle Beach | | | | loss to be borne by the insured |
| Roanoke | | Individuals who have 30-year | | before he is entitled to recovery from |
| San Antonio | | mortgages might want to consider a | | the insurer. |
| Beaumont | | 30-year term to ensure that the house | | |
| Odessa | | is protected throughout the period of | | |
| Huntsville | | the loan. | | |
