| | | | |
|
| Colorado Springs | | People who are trying to quit | | Legislative Risk: A risk faced by |
| Augusta | | smoking, for example, might be best | | investors whereby changes in tax |
| Fort Wayne | | suited purchasing a shorter term (and | | laws can result in adverse effects on |
| Gaithersburg | | then replacing it with a longer term | | the individual's investment results. |
| Cape Coral | | policy when they qualify for | | |
| Gainesville | | non-tobacco prices). | | Interline Endorsement: Commercial |
| Livonia | | | | endorsements that apply, or could |
| Athens | | Why not take advantage of current | | apply, to more than one coverage |
| Roanoke | | low prices? Many auto insurance | | part of a package policy. |
| Biloxi | | consumers are becoming educated | | |
| Long Island City | | on other companies, plans, and rates | | Insolvent Insurer: An insurer which is |
| El Cajon | | that are available to them; ones that | | unable to meet its financial |
| Oklahoma City | | could afford them significant savings | | obligations. |
| Alameda | | on their auto insurance. | | |
| Evanston | | | | Commercial Lines: This term is used |
| Littleton | | If you have noticed that your auto | | to refer to insurance for businesses, |
| Richmond | | insurance rates are still increasing | | professionals, and commercial |
| Dallas | | with each renewal, or even have not | | establishments. |
| Kansas City | | gone down even though you have a | | |
| Odessa | | great driving record, this lower pricing | | Calendar Year Experience: This |
| Corpus Christi | | trend makes it more important then | | measures the premiums and losses |
| Jackson | | ever that you shop around for auto | | entered on accounting records during |
| Bronx | | insurance. | | the 12-month calendar. |