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| Henderson | | We offer quotes for auto insurance, | | Substandard Risk: A risk not |
| Fremont | | life insurance, homeowners | | measuring up to underwriting |
| Waco | | insurance, health insurance, term life | | standards. It may still be written but |
| Trenton | | insurance and more. | | usually at a surcharged premium. |
| Troy | | | | |
| Odessa | | If you decide to cancel your policy | | You/Your: These words are used to |
| Palm Desert | | (after acquiring new coverage) | | refer to the named insured in many of |
| Burbank | | outside of the 30-day period, you may | | the modernized/personalized policy |
| Cypress | | have to pay a fee or penalty. | | forms. |
| Huntington | | However, you may still save money | | |
| Lawton | | after paying the fee if your new policy | | Notice To Company: Written notice to |
| Bronx | | affords you significant savings. So | | an insurer of the occurrence of an |
| Salt Lake City | | while it is best to wait until your | | event which a claim is to be based. |
| San Bernardino | | receive your renewal notice, you CAN | | |
| Louisville | | cancel your policy at any time. | | Depreciation: A decrease in the value |
| Bellevue | | | | of any type of tangible property over |
| Englewood | | At InsWeb, you can compare free | | a period of time resulting from use, |
| Bay City | | online insurance quotes from many of | | wear and tear, or obsolescence. |
| Acworth | | the nations leading insurance | | |
| Roanoke | | companies. | | Accident: An unplanned event, |
| Alameda | | | | unexpected and undesigned, which |
| Wichita | | Life insurance, specifically Term Life, | | occurs suddenly and at a definite |
| Southfield | | is arguably one of the best values in | | place. |
| Evansville | | the entire financial services arena. | | |
| Valdosta | | Where else can you go and get | | Multi-Peril Policies: Policies which |
| Lorain | | hundreds of thousands of dollars in | | cover a number of perils, such as fire, |
| Asheville | | protection for literally pennies per | | burglary, and liability, in a single |
| Lubbock | | day? Rates for Term Life insurance | | contract. |
| Fort Lauderdale | | remain at all-time lows, and now is the | | |
| Orange Park | | time to lock in the best prices. | | Mutualization: The process of |
| Portland | | | | converting a stock insurer to a mutual |
| Stockton | | Individuals who have 30-year | | insurer, accomplished by having the |
| Santa Barbara | | mortgages might want to consider a | | insurer buy stock and retire it. |
| Jackson | | 30-year term to ensure that the house | | |
| Dearborn | | is protected throughout the period of | | |
| Colorado Springs | | the loan. | | |
