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| Harrisburg | | The quickest and easiest way to | | Depreciation: A decrease in the value |
| Portland | | shop for new insurance is by | | of any type of tangible property over |
| Albuquerque | | comparing rates at InsWebs online | | a period of time resulting from use, |
| Minneapolis | | marketplace. If you do it the | | wear and tear, or obsolescence. |
| Henderson | | old-fashioned way (by calling or | | |
| Jersey City | | visiting multiple agents or insurance | | Open Rating: A system whereby a |
| Overland Park | | companies) it could take up a huge | | state allows an insurer to use rates |
| Overland Park | | chunk of your time, which no one | | without prior approval. |
| Youngstown | | wants or needs. By completing | | |
| Conroe | | InsWebs online application, you will | | Borderline Risk: An insurance |
| Syracuse | | have rates to compare to your old | | prospect of doubtful quality from an |
| Mansfield | | ones within minutes! | | underwriting point of view. |