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| Elkhart | | While some companies raise their | | Countersignature: The signature of a |
| Cincinnati | | prices based on your actual age, | | licensed agent or representative on a |
| Green Bay | | most companies increase the price of | | policy. |
| Augusta | | their policies six months before your | | |
| Jonesboro | | birthday. Its a term called Age | | Depreciation: A decrease in the value |
| Albany | | Nearest in the industry, and that | | of any type of tangible property over |
| Naples | | half-year price increase could really | | a period of time resulting from use, |
| Pasadena | | add up over a 20-year term policy. As | | wear and tear, or obsolescence. |
| Vancouver | | above, the quicker you purchase your | | |
| Eugene | | policy the better. | | Buy-Back" Deductible: A deductible |
| Austin | | | | which may be eliminated for an |
| Kansas City | | Why not take advantage of current | | additional premium in order to |
| Canton | | low prices? Many auto insurance | | provide "first-dollar" coverage. |
| Harlingen | | consumers are becoming educated | | |
| Trenton | | on other companies, plans, and rates | | Renewal: The reestablishment of the |
| Salem | | that are available to them; ones that | | in-force status of a policy, the term of |
| Denton | | could afford them significant savings | | which has expired or will expire |
| Huntington | | on their auto insurance. | | unless it is renewed. |
