| | | | |
|
| Owensboro | | Individuals who have 30-year | | Premises: The particular location of |
| Honolulu | | mortgages might want to consider a | | property or a portion thereof as |
| Worcester | | 30-year term to ensure that the house | | designated in a policy. |
| Albany | | is protected throughout the period of | | |
| Denver | | the loan. | | Preferred Risk: Any risk considered |
| Burbank | | | | to be better than the standard risk on |
| Birmingham | | While some companies raise their | | which the premium rate was |
| Los Angeles | | prices based on your actual age, | | calculated. |
| Sioux City | | most companies increase the price of | | |
| Tyler | | their policies six months before your | | Collusion: An agreement, usually |
| Kansas City | | birthday. Its a term called Age | | secret, between two or more persons |
| Denver | | Nearest in the industry, and that | | to defraud or deprive another or |
| Alexandria | | half-year price increase could really | | others of their property or rights. |
| San Diego | | add up over a 20-year term policy. As | | |
| El Paso | | above, the quicker you purchase your | | Admitted (or Allowed) Assets: Assets |
| Mountain View | | policy the better. | | whose values are permitted by state |
| Asheville | | | | law to be included in the annual |
| Edison | | Shopping around is the best way to | | statement of the insurer. |
| Jersey City | | save money on your insurance. | | |
| Rockford | | | | Mutualization: The process of |
| White Plains | | The quickest and easiest way to | | converting a stock insurer to a mutual |
| Little Rock | | shop for new insurance is by | | insurer, accomplished by having the |
| Arlington | | comparing rates at InsWebs online | | insurer buy stock and retire it. |
| Hattiesburg | | marketplace. If you do it the | | |
| Johnstown | | old-fashioned way (by calling or | | Indemnity: Restoration to the victim of |
| Goldsboro | | visiting multiple agents or insurance | | a loss by payment, repair, or |
| Escondido | | companies) it could take up a huge | | replacement. |
| Alpharetta | | chunk of your time, which no one | | |
| Trenton | | wants or needs. By completing | | National Auto Theft Bureau: An |
| Milwaukee | | InsWebs online application, you will | | organization engaged in the |
| Sumter | | have rates to compare to your old | | prevention and reduction of motor |
| Davenport | | ones within minutes! | | vehicle fire and theft losses. |