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| Springfield | | Everyone has different needs, and | | Federal Deposit Insurance |
| Troy | | not one size fits all when it comes to | | Corporation (FDIC): An agency of the |
| Santa Clara | | term life insurance. While it may make | | federal government which insures |
| Reading | | sense for people in their 30s and 40s | | bank deposits up to a stated |
| Belleville | | to secure a 20-year term length, a | | maximum. |
| Rockford | | 10-year term might be more | | |
| Raleigh | | appropriate for someone nearing | | We/Us/Our: These words are used to |
| Fort Worth | | retirement. | | refer to the insurer in many of the |
| Spartanburg | | | | modernized/personalized policy |
| Raleigh | | People who are trying to quit | | forms recently introduced. |
| Memphis | | smoking, for example, might be best | | |
| Santa Rosa | | suited purchasing a shorter term (and | | Brokerage Business: Business |
| Sacramento | | then replacing it with a longer term | | offered to an insurer by a broker. This |
| Hickory | | policy when they qualify for | | is sometimes called excess or |
| Austin | | non-tobacco prices). | | surplus business. |
