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| Cincinnati | | Why not take advantage of current | | License: A certification of authority for |
| Henderson | | low prices? Many auto insurance | | an agent or insurer to operate, given |
| Reading | | consumers are becoming educated | | by the appropriate jurisdiction. |
| Modesto | | on other companies, plans, and rates | | |
| Torrance | | that are available to them; ones that | | Approved: The condition which exists |
| Williamsport | | could afford them significant savings | | when the person or object to be |
| El Cajon | | on their auto insurance. | | insured meets the underwriting |
| Malden | | | | standards of the insurer. |
| Whittier | | If you have noticed that your auto | | |
| Stamford | | insurance rates are still increasing | | Losses Outstanding: A summary |
| Miami | | with each renewal, or even have not | | statement prepared by Property, Life, |
| Saginaw | | gone down even though you have a | | and Liability insurers showing claims |
| Gulfport | | great driving record, this lower pricing | | not yet settled. |
| Amarillo | | trend makes it more important then | | |
| Poughkeepsie | | ever that you shop around for auto | | Endorsement: A written or printed form |
| Greensboro | | insurance. | | attached to the policy which alters |
| York | | | | provisions of the contract. |
| Boynton Beach | | At InsWeb, you can compare free | | |
| Rockville | | online insurance quotes from many of | | Agent's Balance: A periodic |
| Melbourne | | the nations leading insurance | | statement of the sums due and owed |
| Lima | | companies. | | to an agent under the agent's contract |
| Columbia | | | | with an insurer. |
| Kalamazoo | | The quickest and easiest way to | | |
| Gaithersburg | | shop for new insurance is by | | Collusion: An agreement, usually |
| Lima | | comparing rates at InsWebs online | | secret, between two or more persons |
| Rochester | | marketplace. If you do it the | | to defraud or deprive another or |
| Arlington | | old-fashioned way (by calling or | | others of their property or rights. |
| Newark | | visiting multiple agents or insurance | | |
| South Bend | | companies) it could take up a huge | | Retrospective Premium: The final |
| Henderson | | chunk of your time, which no one | | premium in a retrospective rating |
| Harrisburg | | wants or needs. By completing | | plan. See Retrospective Rating. |
| Bay City | | InsWebs online application, you will | | |
| Reading | | have rates to compare to your old | | Valuation Clause: A clause stating the |
| Lubbock | | ones within minutes! | | value of items for insurance |
| Asheville | | | | purposes, making it a valued policy. |
