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| Greenville | | Healthy people have the best | | Brick Veneer Construction: Refers to |
| Clarksville | | mortality risks and thus are much | | a building where the outside walls are |
| San Diego | | cheaper for companies to insure. This | | constructed of wood with a facing of a |
| Santa Rosa | | translates into lower rates for the | | single layer of brick. |
| North Hollywood | | Super Preferred customer than | | |
| Dothan | | someone with higher risk factors such | | Domestic Insurer (or Company): An |
| High Point | | as a heart condition, cancer or | | insurer formed under the laws of the |
| Columbus | | diabetes. Conversely, if you were | | state in which the insurance is written. |
| Lowell | | unhealthy when you acquired your | | |
| Corpus Christi | | policy, and your health has now | | Basic Rate: The manual rate from |
| Hampton | | improved, it might be time to shop for | | which discounts are taken or to which |
| Los Angeles | | a new policy, as your rates are likely | | charges are added to reflect the |
| Huntsville | | to be lower. | | individual circumstances of a risk. |