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| Charlotte | | People who are trying to quit | | Nonadmitted Insurer: An insurer not |
| Jersey City | | smoking, for example, might be best | | licensed to do business in the |
| Irving | | suited purchasing a shorter term (and | | jurisdiction in question. Same as |
| Wichita | | then replacing it with a longer term | | Unauthorized Insurer and Unlicensed |
| Westbury | | policy when they qualify for | | Insurer. |
| Rockville | | non-tobacco prices). | | |
| Williamsport | | | | Notice To Company: Written notice to |
| Lubbock | | Individuals who have 30-year | | an insurer of the occurrence of an |
| Lawton | | mortgages might want to consider a | | event which a claim is to be based. |
| Chicago | | 30-year term to ensure that the house | | |
| Fort Collins | | is protected throughout the period of | | Leasehold: An agreement which |
| Dallas | | the loan. | | gives a person the right to use and |
| Fall River | | | | occupy property. |
| Littleton | | While some companies raise their | | |
| Chula Vista | | prices based on your actual age, | | You/Your: These words are used to |
| Riverside | | most companies increase the price of | | refer to the named insured in many of |
| Harlingen | | their policies six months before your | | the modernized/personalized policy |
| Wichita | | birthday. Its a term called Age | | forms. |
| Corpus Christi | | Nearest in the industry, and that | | |
| Lowell | | half-year price increase could really | | Captive Agent: One who sells |
| Toledo | | add up over a 20-year term policy. As | | insurance for only one company as |
| Burbank | | above, the quicker you purchase your | | opposed to an agent who represents |
| Philadelphia | | policy the better. | | several companies. |
