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| Lakewood | | We offer quotes for auto insurance, | | First Party Insurance: Insurance which |
| Boulder | | life insurance, homeowners | | applies to coverage for the insured's |
| Orlando | | insurance, health insurance, term life | | own property or person. Contrast with |
| Fairfax | | insurance and more. | | Third Party Insurance. |
| Syracuse | | | | |
| Littleton | | Everyone has different needs, and | | Claim Expense: The expense of |
| Carlsbad | | not one size fits all when it comes to | | adjusting a claim, such as |
| Chicago | | term life insurance. While it may make | | investigation and attorneys' fees. It |
| Sterling Heights | | sense for people in their 30s and 40s | | does not include the cost of the claim |
| Redlands | | to secure a 20-year term length, a | | itself. |
| Escondido | | 10-year term might be more | | |
| York | | appropriate for someone nearing | | Agency: An insurance sales office |
| Burbank | | retirement. | | which is directed by a agent, |
| Montgomery | | | | manager, independent agent, or |
| Los Angeles | | If you have noticed that your auto | | company manager. |
| Union | | insurance rates are still increasing | | |
| Ocala | | with each renewal, or even have not | | Stock Option Plan: Surviving |
| Ventura | | gone down even though you have a | | stockholders have the option to |
| Clearwater | | great driving record, this lower pricing | | purchase or not purchase the shares |
| Fort Lauderdale | | trend makes it more important then | | of a deceased stockholder. |
| Birmingham | | ever that you shop around for auto | | |
| Berkeley | | insurance. | | Agency Contract (or Agreement): The |
| Portsmouth | | | | document which establishes the legal |
| Chicago | | Make sure you have a new policy in | | relationship between an agent and an |
| Fort Smith | | place before you cancel your old one | | insurer. |
| Tallahassee | | to avoid a lapse in coverage. This will | | |
| Santa Monica | | also prevent having to figure out the | | Cut Rate: This term generally applies |
| Bloomington | | amount of any unused premium that is | | to insurance companies who charge |
| Bloomington | | due to you from your old insurance | | premiums below a normal or average |
| Fort Wayne | | company, or having to spar with your | | rate. |
| Clinton Township | | agent about exactly when your policy | | |
| El Cajon | | was cancelled and how much they | | Convention Values: Values assigned |
| Columbus | | owe you. | | to insurers' assets in the convention |
| Harrisburg | | | | blank. |
