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| Inglewood | | While some companies raise their | | Domestic Insurer (or Company): An |
| Jacksonville | | prices based on your actual age, | | insurer formed under the laws of the |
| Oceanside | | most companies increase the price of | | state in which the insurance is written. |
| Pembroke Pines | | their policies six months before your | | |
| Naples | | birthday. Its a term called Age | | Legislative Risk: A risk faced by |
| Staten Island | | Nearest in the industry, and that | | investors whereby changes in tax |
| Orange Park | | half-year price increase could really | | laws can result in adverse effects on |
| Waco | | add up over a 20-year term policy. As | | the individual's investment results. |
| Costa Mesa | | above, the quicker you purchase your | | |
| Fort Myers | | policy the better. | | Admitted (or Allowed) Assets: Assets |
| High Point | | | | whose values are permitted by state |
| Little Rock | | If you have noticed that your auto | | law to be included in the annual |
| Franklin | | insurance rates are still increasing | | statement of the insurer. |
| Morristown | | with each renewal, or even have not | | |
| Lake Charles | | gone down even though you have a | | Flat Cancellation: A policy which is |
| Spartanburg | | great driving record, this lower pricing | | cancelled upon its effective date. |
| Long Island City | | trend makes it more important then | | Usually under a flat cancellation no |
| El Cajon | | ever that you shop around for auto | | premium charge is made. |
| Denver | | insurance. | | |
| Alpharetta | | | | Nonassignable: A policy that the |
| Garland | | The quickest and easiest way to | | owner cannot assign to a third party. |
| Chicago | | shop for new insurance is by | | Most policies are nonassignable |
| Mesa | | comparing rates at InsWebs online | | unless approval is given by the |
| Lawrenceville | | marketplace. If you do it the | | insurer. |
| West Chester | | old-fashioned way (by calling or | | |
| Greensboro | | visiting multiple agents or insurance | | Indemnity: Restoration to the victim of |
| Longwood | | companies) it could take up a huge | | a loss by payment, repair, or |
| Delray Beach | | chunk of your time, which no one | | replacement. |
| Dubuque | | wants or needs. By completing | | |
| Winter Haven | | InsWebs online application, you will | | Producer: A term applied to an agent, |
| New Orleans | | have rates to compare to your old | | solicitor or other person who sells |
| Sumter | | ones within minutes! | | insurance. |
