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| Baton Rouge | | We offer quotes for auto insurance, | | Gross Premium: The net premium |
| Fort Worth | | life insurance, homeowners | | plus operating expenses, |
| Tallahassee | | insurance, health insurance, term life | | commissions and other expenses. |
| Walnut Creek | | insurance and more. | | |
| Clinton Township | | | | Mandatory Valuation Reserve: A |
| Oceanside | | Individuals who have 30-year | | reserve required by a state law to |
| Atlanta | | mortgages might want to consider a | | offset any declines in the valuation of |
| Downey | | 30-year term to ensure that the house | | securities listed as admitted assets. |
| Rockville | | is protected throughout the period of | | |
| Grand Rapids | | the loan. | | Partnership Entity: The partnership |
| Fredericksburg | | | | considered as an entity and not in |
| Greenville | | Why not take advantage of current | | terms of its individual part-owners. |
| Rome | | low prices? Many auto insurance | | |
| Allentown | | consumers are becoming educated | | Convention Values: Values assigned |
| Oakland | | on other companies, plans, and rates | | to insurers' assets in the convention |
| Little Rock | | that are available to them; ones that | | blank. |
| Gaithersburg | | could afford them significant savings | | |
| Jackson | | on their auto insurance. | | Burning Ratio: The ratio of losses |
| Mesa | | | | suffered to the amount of insurance in |
| Atlanta | | Make sure you have a new policy in | | effect. |
| Flint | | place before you cancel your old one | | |
| Greenville | | to avoid a lapse in coverage. This will | | Buy-Back" Deductible: A deductible |
| Muncie | | also prevent having to figure out the | | which may be eliminated for an |
| Edison | | amount of any unused premium that is | | additional premium in order to |
| Franklin | | due to you from your old insurance | | provide "first-dollar" coverage. |
| Naples | | company, or having to spar with your | | |
| Jacksonville | | agent about exactly when your policy | | Renewal: The reestablishment of the |
| Trenton | | was cancelled and how much they | | in-force status of a policy, the term of |
| Stuart | | owe you. | | which has expired or will expire |
| Florence | | | | unless it is renewed. |
| York | | The best time to switch policies is | | |
| Burbank | | within one month of receiving your | | Foreign Insurer: An insurer domiciled |
| Columbia | | policy renewal from your current | | in a state of the United States other |
| Oakland | | insurer. You can typically cancel your | | than the one in which the insured's |
| Springfield | | policy without any fees or penalties if | | insurance is written. |
| Killeen | | you act within this time period. | | |
