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| Amarillo | | Individuals who have 30-year | | Director of Insurance: A title used in |
| Fullerton | | mortgages might want to consider a | | some states for the head of the |
| Malden | | 30-year term to ensure that the house | | department of insurance. |
| Ocala | | is protected throughout the period of | | |
| Palm Harbor | | the loan. | | Cut Rate: This term generally applies |
| Thousand Oaks | | | | to insurance companies who charge |
| Inglewood | | Healthy people have the best | | premiums below a normal or average |
| Inglewood | | mortality risks and thus are much | | rate. |
| Irving | | cheaper for companies to insure. This | | |
| Canton | | translates into lower rates for the | | Approved Roof: A term used in |
| Birmingham | | Super Preferred customer than | | building construction. It indicates a |
| Duluth | | someone with higher risk factors such | | roof made of fire-resistive materials, |
| Rome | | as a heart condition, cancer or | | such as tile or asphalt shingles. |
| Lakewood | | diabetes. Conversely, if you were | | |
| Toledo | | unhealthy when you acquired your | | Commercial Lines: This term is used |
| Greensboro | | policy, and your health has now | | to refer to insurance for businesses, |
| Amarillo | | improved, it might be time to shop for | | professionals, and commercial |
| Frederick | | a new policy, as your rates are likely | | establishments. |
| Jacksonville | | to be lower. | | |
| Austin | | | | Preferred Risk: Any risk considered |
| Greensboro | | Life insurance, specifically Term Life, | | to be better than the standard risk on |
| Lansing | | is arguably one of the best values in | | which the premium rate was |
| Lowell | | the entire financial services arena. | | calculated. |
| Las Cruces | | Where else can you go and get | | |
| Goldsboro | | hundreds of thousands of dollars in | | Lloyd's Broker: A person who has the |
| Mobile | | protection for literally pennies per | | authority to negotiate insurance |
| Cherry Hill | | day? Rates for Term Life insurance | | contracts with the underwriters on the |
| Slidell | | remain at all-time lows, and now is the | | floor at Lloyd's. |
| Akron | | time to lock in the best prices. | | |
| Mountain View | | | | Premium Receipt: The receipt given |
| Hampton | | If you have noticed that your auto | | a policy owner for the payment of a |
| Memphis | | insurance rates are still increasing | | premium. |
| Odessa | | with each renewal, or even have not | | |
| Newark | | gone down even though you have a | | National Auto Theft Bureau: An |
| Billings | | great driving record, this lower pricing | | organization engaged in the |
| Jackson | | trend makes it more important then | | prevention and reduction of motor |
| Stockbridge | | ever that you shop around for auto | | vehicle fire and theft losses. |
| Anderson | | insurance. | | |
