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| Long Beach | | Life insurance, specifically Term Life, | | Absolute Assignment: Assignment by |
| Coral Springs | | is arguably one of the best values in | | a policy owner of all control of and |
| Plano | | the entire financial services arena. | | rights in the policy to a third party. |
| Portsmouth | | Where else can you go and get | | |
| North Hollywood | | hundreds of thousands of dollars in | | Brick Veneer Construction: Refers to |
| Overland Park | | protection for literally pennies per | | a building where the outside walls are |
| Albany | | day? Rates for Term Life insurance | | constructed of wood with a facing of a |
| Springfield | | remain at all-time lows, and now is the | | single layer of brick. |
| Carlsbad | | time to lock in the best prices. | | |
| Hickory | | | | Public Adjuster: An insurance adjuster |
| Warren | | If you have noticed that your auto | | who represents an insured on a fee |
| Brooklyn | | insurance rates are still increasing | | basis in claims settlement. Contrast |
| Jackson | | with each renewal, or even have not | | with Independent Adjuster. |
| Billings | | gone down even though you have a | | |
| Billings | | great driving record, this lower pricing | | Business: In Property, Liability, and |
| Fall River | | trend makes it more important then | | Health lines, it usually refers to the |
| Lafayette | | ever that you shop around for auto | | volume of premiums. |
| Roanoke | | insurance. | | |
| Owensboro | | | | Effective Date: The date on which the |
| West Chester | | The best time to switch policies is | | protection of an insurance policy or |
| Poughkeepsie | | within one month of receiving your | | bond goes into effect. |
| Harrisburg | | policy renewal from your current | | |
| Long Island City | | insurer. You can typically cancel your | | Policywriting Agent: An agent who has |
| Slidell | | policy without any fees or penalties if | | the authority to prepare and effect an |
| Topeka | | you act within this time period. | | insurer's policy. |