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| Turlock | | Why not take advantage of current | | Claim: A demand made by the |
| Salem | | low prices? Many auto insurance | | insured, or the insured's beneficiary, |
| Zanesville | | consumers are becoming educated | | for payment of the benefits provided |
| Monroe | | on other companies, plans, and rates | | by the contract. |
| Harrisburg | | that are available to them; ones that | | |
| San Diego | | could afford them significant savings | | Overlapping Insurance: Coverage |
| Malden | | on their auto insurance. | | from two or more policies or insurers |
| Columbus | | | | which duplicates coverage of certain |
| Anchorage | | Make sure you have a new policy in | | risks. |
| Alexandria | | place before you cancel your old one | | |
| Springfield | | to avoid a lapse in coverage. This will | | Federal Deposit Insurance |
| Manchester | | also prevent having to figure out the | | Corporation (FDIC): An agency of the |
| Newburgh | | amount of any unused premium that is | | federal government which insures |
| Fort Worth | | due to you from your old insurance | | bank deposits up to a stated |
| Spring Hill | | company, or having to spar with your | | maximum. |
| Franklin | | agent about exactly when your policy | | |
| Johnstown | | was cancelled and how much they | | Buy-Back" Deductible: A deductible |
| Greenville | | owe you. | | which may be eliminated for an |
| Akron | | | | additional premium in order to |
| Pensacola | | If you have noticed that your auto | | provide "first-dollar" coverage. |
| Littleton | | insurance rates are still increasing | | |
| Slidell | | with each renewal, or even have not | | Amendment: A formal document |
| Lafayette | | gone down even though you have a | | which corrects or revises an |
| Davenport | | great driving record, this lower pricing | | insurance master policy. |
| Bronx | | trend makes it more important then | | |
| Torrance | | ever that you shop around for auto | | Shock Loss: A catastrophic loss so |
| Oklahoma City | | insurance. | | large that it has a material effect on |
| Rome | | | | the underwriting results of a company. |
| Manchester | | The best time to switch policies is | | |
| Tyler | | within one month of receiving your | | Building Code: This refers to |
| Fredericksburg | | policy renewal from your current | | municipal or other governmental |
| Boca Raton | | insurer. You can typically cancel your | | ordinances regulating the type of |
| Denton | | policy without any fees or penalties if | | construction of buildings within its |
| Houma | | you act within this time period. | | jurisdiction. |
