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| Whittier | | If you have noticed that your auto | | Commission of Authority: A document |
| Houma | | insurance rates are still increasing | | outlining the powers delegated to an |
| Franklin | | with each renewal, or even have not | | agent by an insurer. |
| Wichita | | gone down even though you have a | | |
| Cleveland | | great driving record, this lower pricing | | Valuation Clause: A clause stating the |
| Kingsport | | trend makes it more important then | | value of items for insurance |
| Pueblo | | ever that you shop around for auto | | purposes, making it a valued policy. |
| Knoxville | | insurance. | | |
| Corona | | | | Insurance to Value: Insurance written |
| Spokane | | While some companies raise their | | in an amount approximating the value |
| Wilmington | | prices based on your actual age, | | of the property insured. |
| Reading | | most companies increase the price of | | |
| Newport News | | their policies six months before your | | Brick Veneer Construction: Refers to |
| Boulder | | birthday. Its a term called Age | | a building where the outside walls are |
| Florissant | | Nearest in the industry, and that | | constructed of wood with a facing of a |
| Williamsburg | | half-year price increase could really | | single layer of brick. |
| Allentown | | add up over a 20-year term policy. As | | |
| Clarksville | | above, the quicker you purchase your | | New For Old: Replacing old |
| Tallahassee | | policy the better. | | damaged parts or equipment with |
| Lake Worth | | | | new ones rather than repairing them. |
| Newark | | Why not take advantage of current | | |
| Knoxville | | low prices? Many auto insurance | | Foreign Insurer: An insurer domiciled |
| Coral Springs | | consumers are becoming educated | | in a state of the United States other |
| Littleton | | on other companies, plans, and rates | | than the one in which the insured's |
| Littleton | | that are available to them; ones that | | insurance is written. |
| Davenport | | could afford them significant savings | | |
| Myrtle Beach | | on their auto insurance. | | Partnership Entity: The partnership |
| Livonia | | | | considered as an entity and not in |
| Denver | | Individuals who have 30-year | | terms of its individual part-owners. |
| Raleigh | | mortgages might want to consider a | | |
| Pittsburgh | | 30-year term to ensure that the house | | Replacement: A new policy written to |
| Fullerton | | is protected throughout the period of | | take the place of one currently in force. |
| Hendersonville | | the loan. | | |
| Staten Island | | | | Insolvent Insurer: An insurer which is |
| Lansing | | | | unable to meet its financial |
| Yuma | | | | obligations. |
