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| Minneapolis | | The quickest and easiest way to | | Gain and Loss Exhibit: The portion of |
| St. Joseph | | shop for new insurance is by | | the convention blank which |
| Springfield | | comparing rates at InsWebs online | | represents an analysis of gains, |
| Jersey City | | marketplace. If you do it the | | losses, and surplus during an |
| St. Joseph | | old-fashioned way (by calling or | | accounting period. |
| Reno | | visiting multiple agents or insurance | | |
| Fredericksburg | | companies) it could take up a huge | | First Party Insurance: Insurance which |
| Trenton | | chunk of your time, which no one | | applies to coverage for the insured's |
| Rome | | wants or needs. By completing | | own property or person. Contrast with |
| San Francisco | | InsWebs online application, you will | | Third Party Insurance. |
| Fort Wayne | | have rates to compare to your old | | |
| Mesquite | | ones within minutes! | | Approved Roof: A term used in |
| Tempe | | | | building construction. It indicates a |
| Fullerton | | Make sure you have a new policy in | | roof made of fire-resistive materials, |
| Yonkers | | place before you cancel your old one | | such as tile or asphalt shingles. |
| Venice | | to avoid a lapse in coverage. This will | | |
| Decatur | | also prevent having to figure out the | | Liquidity: The ability of an insurer to |
| Huntington Beach | | amount of any unused premium that is | | convert its assets into cash to pay |
| Lake Charles | | due to you from your old insurance | | claims if necessary. |
| Duluth | | company, or having to spar with your | | |
| Wichita Falls | | agent about exactly when your policy | | Endorsement: A written or printed form |
| Bronx | | was cancelled and how much they | | attached to the policy which alters |
| Columbia | | owe you. | | provisions of the contract. |
