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| Santa Clara | | Everyone has different needs, and | | Insurance Policy: The printed form |
| Boulder | | not one size fits all when it comes to | | which serves as the contract between |
| Hot Springs | | term life insurance. While it may make | | an insurer and an insured. |
| Lawton | | sense for people in their 30s and 40s | | |
| Spring Hill | | to secure a 20-year term length, a | | Other Insurance: The existence of |
| Silver Spring | | 10-year term might be more | | other contracts covering the same |
| San Francisco | | appropriate for someone nearing | | interest and perils. |
| Lafayette | | retirement. | | |
| Norfolk | | | | Deficit Carried Forward: The transfer |
| Cleveland | | The quickest and easiest way to | | of a debit balance from one |
| Wichita | | shop for new insurance is by | | accounting period to another. |
| Winter Haven | | comparing rates at InsWebs online | | |
| Boise | | marketplace. If you do it the | | Claim Report: A report filed by an |
| Bronx | | old-fashioned way (by calling or | | agent setting forth the facts of a claim. |
| Kalamazoo | | visiting multiple agents or insurance | | Same as Loss Report. |
| Nashua | | companies) it could take up a huge | | |
| Jacksonville | | chunk of your time, which no one | | Minimum Premium: The smallest |
| Myrtle Beach | | wants or needs. By completing | | amount of premium for which an |
| Clearwater | | InsWebs online application, you will | | insurer will issue coverage under a |
| Dearborn | | have rates to compare to your old | | given policy. |
| Las Vegas | | ones within minutes! | | |
| Long Island City | | | | Director of Insurance: A title used in |
| Panama City | | Individuals who have 30-year | | some states for the head of the |
| Saginaw | | mortgages might want to consider a | | department of insurance. |
| Orlando | | 30-year term to ensure that the house | | |
| Panama City | | is protected throughout the period of | | We/Us/Our: These words are used to |
| Rochester | | the loan. | | refer to the insurer in many of the |
| Redlands | | | | modernized/personalized policy |
| Warren | | The best time to switch policies is | | forms recently introduced. |
| Clinton Township | | within one month of receiving your | | |
| Honolulu | | policy renewal from your current | | Admitted (or Allowed) Assets: Assets |
| Irvine | | insurer. You can typically cancel your | | whose values are permitted by state |
| Hendersonville | | policy without any fees or penalties if | | law to be included in the annual |
| Longwood | | you act within this time period. | | statement of the insurer. |
