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| Ventura | | If you have noticed that your auto | | Tickler: A reminder system used to |
| Harrisburg | | insurance rates are still increasing | | call an individual's attention to actions |
| Jonesboro | | with each renewal, or even have not | | that must be taken at a future point in |
| Livonia | | gone down even though you have a | | time. |
| Springfield | | great driving record, this lower pricing | | |
| Columbia | | trend makes it more important then | | Broker of Record: A broker who has |
| Winter Park | | ever that you shop around for auto | | been designated to handle certain |
| Alameda | | insurance. | | insurance contracts for the |
| Stockton | | | | policyholder. |
| Sumter | | Life insurance, specifically Term Life, | | |
| Wilmington | | is arguably one of the best values in | | Minimum Premium: The smallest |
| Henderson | | the entire financial services arena. | | amount of premium for which an |
| Dothan | | Where else can you go and get | | insurer will issue coverage under a |
| Carlsbad | | hundreds of thousands of dollars in | | given policy. |
| San Antonio | | protection for literally pennies per | | |
| Rochester | | day? Rates for Term Life insurance | | Line of Business: The classification of |
| Spring Hill | | remain at all-time lows, and now is the | | business as utilized in the insurance |
| Riverside | | time to lock in the best prices. | | industry, e.g., Fire, Allied Lines and |
| Hickory | | | | Homeowners. |
| Daytona Beach | | The best time to switch policies is | | |
| Cape Coral | | within one month of receiving your | | Countersignature: The signature of a |
| Amarillo | | policy renewal from your current | | licensed agent or representative on a |
| Santa Monica | | insurer. You can typically cancel your | | policy. |
| Saginaw | | policy without any fees or penalties if | | |
| Rochester | | you act within this time period. | | Replacement: A new policy written to |
| Council Bluffs | | | | take the place of one currently in force. |
| Stockbridge | | The quickest and easiest way to | | |
| Cambridge | | shop for new insurance is by | | Short Rate Premium: The premium |
| Harlingen | | comparing rates at InsWebs online | | required for issuing a policy for a |
| Des Moines | | marketplace. If you do it the | | period less than its normal term. |
| Quincy | | old-fashioned way (by calling or | | |
| Orange | | visiting multiple agents or insurance | | Claim: A demand made by the |
| Thousand Oaks | | companies) it could take up a huge | | insured, or the insured's beneficiary, |
| Dayton | | chunk of your time, which no one | | for payment of the benefits provided |
| Evansville | | wants or needs. By completing | | by the contract. |
| Fort Collins | | InsWebs online application, you will | | |
| Lubbock | | have rates to compare to your old | | |
| Tucson | | ones within minutes! | | |
