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| Belleville | | Individuals who have 30-year | | Loss Adjustment Expense: The cost |
| Arlington | | mortgages might want to consider a | | of adjusting losses, excluding the |
| Eugene | | 30-year term to ensure that the house | | amount of the loss itself. |
| Bethlehem | | is protected throughout the period of | | |
| Santa Rosa | | the loan. | | Interstate Carrier: A transportation |
| Irving | | | | company which does business |
| Portland | | Everyone has different needs, and | | across state lines. |
| Valdosta | | not one size fits all when it comes to | | |
| Madison | | term life insurance. While it may make | | Liabilities: Money owed or expected |
| Portland | | sense for people in their 30s and 40s | | to be owed. Insurance company |
| Spring Hill | | to secure a 20-year term length, a | | financial statements, for instance, |
| Woodbridge | | 10-year term might be more | | show assets and liabilities. |
| Duluth | | appropriate for someone nearing | | |
| Gaithersburg | | retirement. | | Renewal: The reestablishment of the |
| Reading | | | | in-force status of a policy, the term of |
| Orlando | | Healthy people have the best | | which has expired or will expire |
| Santa Clara | | mortality risks and thus are much | | unless it is renewed. |
| Spokane | | cheaper for companies to insure. This | | |
| Evanston | | translates into lower rates for the | | War Risk Insurance: Insurance |
| Austin | | Super Preferred customer than | | covering damage caused by war. |
| Owensboro | | someone with higher risk factors such | | Most often written by Ocean Marine |
| Indianapolis | | as a heart condition, cancer or | | Insurance companies covering |
| Baltimore | | diabetes. Conversely, if you were | | vessels. |
| Staten Island | | unhealthy when you acquired your | | |
| Naperville | | policy, and your health has now | | Lapsed Policy: One which has been |
| Dearborn | | improved, it might be time to shop for | | allowed to expire because of |
| Gainesville | | a new policy, as your rates are likely | | nonpayment of premiums. |
| Malden | | to be lower. | | |
| Savannah | | | | Time Limits: The limits of time within |
| Lincoln | | At InsWeb, you can compare free | | which notice of a claim and proof of a |
| New York | | online insurance quotes from many of | | loss must be submitted. |
| Fayetteville | | the nations leading insurance | | |
| Ogden | | companies. | | Retail Credit Company: The former |
| Ann Arbor | | | | name of Equifax, a credit reporting |
| Delray Beach | | | | organization. See Equifax. |
