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| Roanoke | | At InsWeb, you can compare free | | Retail Credit Company: The former |
| Tyler | | online insurance quotes from many of | | name of Equifax, a credit reporting |
| Cypress | | the nations leading insurance | | organization. See Equifax. |
| Hampton | | companies. | | |
| Washington | | | | License: A certification of authority for |
| Staten Island | | Everyone has different needs, and | | an agent or insurer to operate, given |
| Cookeville | | not one size fits all when it comes to | | by the appropriate jurisdiction. |
| San Antonio | | term life insurance. While it may make | | |
| Little Rock | | sense for people in their 30s and 40s | | Tabular Plan: A retrospective rating |
| Jackson | | to secure a 20-year term length, a | | plan, which uses tables to furnish the |
| Owensboro | | 10-year term might be more | | various values for the rating formula. |
| Milwaukee | | appropriate for someone nearing | | |
| New Port Richey | | retirement. | | Partnership Entity: The partnership |
| Longwood | | | | considered as an entity and not in |
| Fort Wayne | | Healthy people have the best | | terms of its individual part-owners. |
| New Port Richey | | mortality risks and thus are much | | |
| Norfolk | | cheaper for companies to insure. This | | Examiner: An employee assigned by |
| Norwalk | | translates into lower rates for the | | the state insurance department to |
| Naperville | | Super Preferred customer than | | audit insurers' records. |
| Montgomery | | someone with higher risk factors such | | |
| Minneapolis | | as a heart condition, cancer or | | Deductible: The portion of an insured |
| Schaumburg | | diabetes. Conversely, if you were | | loss to be borne by the insured |
| Birmingham | | unhealthy when you acquired your | | before he is entitled to recovery from |
| Cedar Rapids | | policy, and your health has now | | the insurer. |
| Little Rock | | improved, it might be time to shop for | | |
| Fort Wayne | | a new policy, as your rates are likely | | Book Value: Refers to the value of |
| Charleston | | to be lower. | | assets as shown in the official |
| Atlanta | | | | accounting records of the company. |
| Racine | | We offer quotes for auto insurance, | | |
| Escondido | | life insurance, homeowners | | Fictitious Groups: Groups formed |
| West Chester | | insurance, health insurance, term life | | primarily for the purpose of buying |
| Longwood | | insurance and more. | | insurance. Under the law such groups |
| Chula Vista | | | | may not be underwritten. |
| Chicago | | People who are trying to quit | | |
| Gulfport | | smoking, for example, might be best | | |
| Nashua | | suited purchasing a shorter term (and | | |
| Knoxville | | then replacing it with a longer term | | |
| Alpharetta | | policy when they qualify for | | |
| San Diego | | non-tobacco prices). | | |
