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| Fresno | | If you decide to cancel your policy | | Claim Report: A report filed by an |
| Johnson City | | (after acquiring new coverage) | | agent setting forth the facts of a claim. |
| Malden | | outside of the 30-day period, you may | | Same as Loss Report. |
| Spring Hill | | have to pay a fee or penalty. | | |
| Fairfax | | However, you may still save money | | Net Loss: The amount of loss |
| Anchorage | | after paying the fee if your new policy | | sustained by an insurer after giving |
| Plano | | affords you significant savings. So | | effect to all applicable reinsurance, |
| Dayton | | while it is best to wait until your | | salvage, and subrogation recoveries. |
| Bethlehem | | receive your renewal notice, you CAN | | |
| Pasadena | | cancel your policy at any time. | | Malinger: To feign a disability for the |
| Trenton | | | | purpose of continuing to collect |
| Harlingen | | Make sure you have a new policy in | | benefits longer than actually |
| Quincy | | place before you cancel your old one | | necessary. |
| Fayetteville | | to avoid a lapse in coverage. This will | | |
| Odessa | | also prevent having to figure out the | | Criticism: A correction suggested by a |
| Wichita Falls | | amount of any unused premium that is | | rating or auditing bureau to an insurer. |
| Marietta | | due to you from your old insurance | | |
| Allentown | | company, or having to spar with your | | Premises: The particular location of |
| Ocala | | agent about exactly when your policy | | property or a portion thereof as |
| Naples | | was cancelled and how much they | | designated in a policy. |
| Daytona Beach | | owe you. | | |
| Dothan | | | | Sole Proprietorship: A business |
| Hollywood | | At InsWeb, you can compare free | | enterprise owned by one person who |
| Stockbridge | | online insurance quotes from many of | | is its manager and employee. |
| Orange | | the nations leading insurance | | |
| Ogden | | companies. | | Calendar Year Experience: This |
| Metairie | | | | measures the premiums and losses |
| Phoenix | | Shopping around is the best way to | | entered on accounting records during |
| Dothan | | save money on your insurance. | | the 12-month calendar. |
