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| Waco | | Individuals who have 30-year | | Accident Year Experience: Measures |
| Des Moines | | mortgages might want to consider a | | premiums and losses relating to |
| Huntington | | 30-year term to ensure that the house | | accidents which occurred during a |
| Macon | | is protected throughout the period of | | 12-month period. |
| Wilmington | | the loan. | | |
| Chandler | | | | Lapsed Policy: One which has been |
| Knoxville | | Why not take advantage of current | | allowed to expire because of |
| Indianapolis | | low prices? Many auto insurance | | nonpayment of premiums. |
| Rome | | consumers are becoming educated | | |
| Cranston | | on other companies, plans, and rates | | Insolvent Insurer: An insurer which is |
| Muncie | | that are available to them; ones that | | unable to meet its financial |
| Boca Raton | | could afford them significant savings | | obligations. |
| Hattiesburg | | on their auto insurance. | | |
| Longwood | | | | First Party Insurance: Insurance which |
| Milwaukee | | People who are trying to quit | | applies to coverage for the insured's |
| Jacksonville | | smoking, for example, might be best | | own property or person. Contrast with |
| Columbia | | suited purchasing a shorter term (and | | Third Party Insurance. |
| Irving | | then replacing it with a longer term | | |
| Columbus | | policy when they qualify for | | Building Code: This refers to |
| Spartanburg | | non-tobacco prices). | | municipal or other governmental |
| High Point | | | | ordinances regulating the type of |
| Youngstown | | If you have noticed that your auto | | construction of buildings within its |
| Mobile | | insurance rates are still increasing | | jurisdiction. |
| Abilene | | with each renewal, or even have not | | |
| Bakersfield | | gone down even though you have a | | Initial Premium: An amount paid at the |
| North Hollywood | | great driving record, this lower pricing | | inception of an insurance contract, |
| Yonkers | | trend makes it more important then | | usually subject to adjustment at the |
| Garland | | ever that you shop around for auto | | end of the policy period. |
| Ocala | | insurance. | | |
| Jersey City | | | | Leasehold: An agreement which |
| Quincy | | Everyone has different needs, and | | gives a person the right to use and |
| Fort Smith | | not one size fits all when it comes to | | occupy property. |
| Sumter | | term life insurance. While it may make | | |
| San Jose | | sense for people in their 30s and 40s | | Brokerage Department: A department |
| North Hollywood | | to secure a 20-year term length, a | | of an insurer whose purpose is to |
| Clearwater | | 10-year term might be more | | deal with brokers in the placing of |
| Oklahoma City | | appropriate for someone nearing | | insurance. |
| Cambridge | | retirement. | | |